Taking you from Dreaming it to Owning It!


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</head>

<body id="budgeting-services" class="template-collection">

  <div id="shopify-section-header" class="shopify-section header-section"><header class="site-header" role="banner" data-section-id="header" data-section-type="header-section">
  <div class="wrapper">

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          <div class="h1 header-logo" itemscope itemtype="http://schema.org/Organization">
        
          
          

          <a href="/" itemprop="url">
            <div class="lazyload__image-wrapper no-js header-logo__image" style="max-width:205px;">
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                <img class="lazyload js"
                  data-src="//chocolateandcharm.com/cdn/shop/files/Chocolate_Final-02_{width}x.png?v=1712158907"
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              <span class="site-header--meta-links medium-down--hide">
                
                  <a href="/account/login" id="customer_login_link">Sign in</a>
                  <span class="site-header--spacer">or</span>
                  <a href="/account/register" id="customer_register_link">Create an Account</a>
                
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          </div>

          <br class="medium-down--hide">
        

        <form action="/search" method="get" class="search-bar" role="search">
  <input type="hidden" name="type" value="product">

  <input type="search" name="q" value="" placeholder="Search all products..." aria-label="Search all products...">
  <button type="submit" class="search-bar--submit icon-fallback-text">
    <span class="icon icon-search" aria-hidden="true"></span>
    <span class="fallback-text">Search</span>
  </button>
</form>


        <a href="/cart" class="header-cart-btn cart-toggle">
          <span class="icon icon-cart"></span>
          Cart <span class="cart-count cart-badge--desktop hidden-count">0</span>
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      </div>
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  </div>
</header>

<div id="mobileNavBar">
  <div class="display-table-cell">
    <button class="menu-toggle mobileNavBar-link" aria-controls="navBar" aria-expanded="false"><span class="icon icon-hamburger" aria-hidden="true"></span>Menu</button>
  </div>
  <div class="display-table-cell">
    <a href="/cart" class="cart-toggle mobileNavBar-link">
      <span class="icon icon-cart"></span>
      Cart <span class="cart-count hidden-count">0</span>
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  </div>
</div>

<nav class="nav-bar" id="navBar" role="navigation">
  <div class="wrapper">
    <form action="/search" method="get" class="search-bar" role="search">
  <input type="hidden" name="type" value="product">

  <input type="search" name="q" value="" placeholder="Search all products..." aria-label="Search all products...">
  <button type="submit" class="search-bar--submit icon-fallback-text">
    <span class="icon icon-search" aria-hidden="true"></span>
    <span class="fallback-text">Search</span>
  </button>
</form>

    <ul class="mobile-nav" id="MobileNav">
  
  
    
      <li>
        <a
          href="/"
          class="mobile-nav--link"
          data-meganav-type="child"
          >
            Home
        </a>
      </li>
    
  
    
      <li>
        <a
          href="/pages/meet-ros"
          class="mobile-nav--link"
          data-meganav-type="child"
          >
            Meet Rosalyn
        </a>
      </li>
    
  
    
      
      <li
        class="mobile-nav--has-dropdown "
        aria-haspopup="true">
        <a
          href="/collections/all"
          class="mobile-nav--link"
          data-meganav-type="parent"
          >
            Shop
        </a>
        <button class="icon icon-arrow-down mobile-nav--button"
          aria-expanded="false"
          aria-label="Shop Menu">
        </button>
        <ul
          id="MenuParent-3"
          class="mobile-nav--dropdown mobile-nav--has-grandchildren"
          data-meganav-dropdown>
          
            
            
              <li
                class="mobile-nav--has-dropdown mobile-nav--has-dropdown-grandchild "
                aria-haspopup="true">
                <a
                  href="/collections/apparel"
                  class="mobile-nav--link"
                  data-meganav-type="parent"
                  >
                    Apparel and Accessories
                </a>
                <button class="icon icon-arrow-down mobile-nav--button"
                  aria-expanded="false"
                  aria-label="Apparel and Accessories Menu">
                </button>
                <ul
                  id="MenuChildren-3-1"
                  class="mobile-nav--dropdown-grandchild"
                  data-meganav-dropdown>
                  
                    <li>
                      <a
                        href="/collections/mens-wear"
                        class="mobile-nav--link"
                        data-meganav-type="child"
                        >
                          Men&#39;s Wear
                        </a>
                    </li>
                  
                    <li>
                      <a
                        href="/collections/womens-wear"
                        class="mobile-nav--link"
                        data-meganav-type="child"
                        >
                          Women&#39;s Wear
                        </a>
                    </li>
                  
                </ul>
              </li>
            
          
            
              <li>
                <a
                  href="/collections/coffee-mugs-and-cups"
                  class="mobile-nav--link"
                  data-meganav-type="child"
                  >
                    Coffee Mugs and Cups
                </a>
              </li>
            
          
            
            
              <li
                class="mobile-nav--has-dropdown mobile-nav--has-dropdown-grandchild "
                aria-haspopup="true">
                <a
                  href="/collections/shop-digital-products"
                  class="mobile-nav--link"
                  data-meganav-type="parent"
                  >
                    Digital Products
                </a>
                <button class="icon icon-arrow-down mobile-nav--button"
                  aria-expanded="false"
                  aria-label="Digital Products Menu">
                </button>
                <ul
                  id="MenuChildren-3-3"
                  class="mobile-nav--dropdown-grandchild"
                  data-meganav-dropdown>
                  
                    <li>
                      <a
                        href="/collections/shop-digital-products"
                        class="mobile-nav--link"
                        data-meganav-type="child"
                        >
                          E-Books
                        </a>
                    </li>
                  
                    <li>
                      <a
                        href="/collections/financial-products"
                        class="mobile-nav--link"
                        data-meganav-type="child"
                        >
                          Financial Planning Products
                        </a>
                    </li>
                  
                    <li>
                      <a
                        href="/collections/shop-digital-products"
                        class="mobile-nav--link"
                        data-meganav-type="child"
                        >
                          Webinar and Courses
                        </a>
                    </li>
                  
                </ul>
              </li>
            
          
            
              <li>
                <a
                  href="/collections/notebooks-and-journals"
                  class="mobile-nav--link"
                  data-meganav-type="child"
                  >
                    Notebook and Journals
                </a>
              </li>
            
          
            
              <li>
                <a
                  href="/collections/custom-art-pieces"
                  class="mobile-nav--link"
                  data-meganav-type="child"
                  >
                    Custom Art Pieces
                </a>
              </li>
            
          
        </ul>
      </li>
    
  
    
      
      <li
        class="mobile-nav--has-dropdown "
        aria-haspopup="true">
        <a
          href="/blogs/news/how-to-handle-your-first-credit-card"
          class="mobile-nav--link"
          data-meganav-type="parent"
          >
            In the News
        </a>
        <button class="icon icon-arrow-down mobile-nav--button"
          aria-expanded="false"
          aria-label="In the News Menu">
        </button>
        <ul
          id="MenuParent-4"
          class="mobile-nav--dropdown "
          data-meganav-dropdown>
          
            
              <li>
                <a
                  href="/collections/up-coming-events"
                  class="mobile-nav--link"
                  data-meganav-type="child"
                  >
                    Up Coming Events
                </a>
              </li>
            
          
        </ul>
      </li>
    
  
    
      <li>
        <a
          href="/pages/how-sezzle-works"
          class="mobile-nav--link"
          data-meganav-type="child"
          >
            How Sezzle Works
        </a>
      </li>
    
  
    
      <li>
        <a
          href="/pages/contact-us"
          class="mobile-nav--link"
          data-meganav-type="child"
          >
            Talk to Me Nice: Contact Us
        </a>
      </li>
    
  
    
      
      <li
        class="mobile-nav--has-dropdown "
        aria-haspopup="true">
        <a
          href="/pages/policies"
          class="mobile-nav--link"
          data-meganav-type="parent"
          >
            Store Policies
        </a>
        <button class="icon icon-arrow-down mobile-nav--button"
          aria-expanded="false"
          aria-label="Store Policies Menu">
        </button>
        <ul
          id="MenuParent-7"
          class="mobile-nav--dropdown "
          data-meganav-dropdown>
          
            
              <li>
                <a
                  href="/policies/privacy-policy"
                  class="mobile-nav--link"
                  data-meganav-type="child"
                  >
                    Privacy Policy
                </a>
              </li>
            
          
            
              <li>
                <a
                  href="/policies/refund-policy"
                  class="mobile-nav--link"
                  data-meganav-type="child"
                  >
                    Refund Policy
                </a>
              </li>
            
          
            
              <li>
                <a
                  href="/pages/policies"
                  class="mobile-nav--link"
                  data-meganav-type="child"
                  >
                    Shipping Information
                </a>
              </li>
            
          
        </ul>
      </li>
    
  

  
    
      <li class="customer-navlink large--hide"><a href="/account/login" id="customer_login_link">Sign in</a></li>
      <li class="customer-navlink large--hide"><a href="/account/register" id="customer_register_link">Create an Account</a></li>
    
  
</ul>

    <ul class="site-nav" id="AccessibleNav">
  
  
    
      <li>
        <a
          href="/"
          class="site-nav--link"
          data-meganav-type="child"
          >
            Home
        </a>
      </li>
    
  
    
      <li>
        <a
          href="/pages/meet-ros"
          class="site-nav--link"
          data-meganav-type="child"
          >
            Meet Rosalyn
        </a>
      </li>
    
  
    
      
      <li
        class="site-nav--has-dropdown "
        aria-haspopup="true">
        <a
          href="/collections/all"
          class="site-nav--link"
          data-meganav-type="parent"
          aria-controls="MenuParent-3"
          aria-expanded="false"
          >
            Shop
            <span class="icon icon-arrow-down" aria-hidden="true"></span>
        </a>
        <ul
          id="MenuParent-3"
          class="site-nav--dropdown site-nav--has-grandchildren"
          data-meganav-dropdown>
          
            
            
              <li
                class="site-nav--has-dropdown site-nav--has-dropdown-grandchild "
                aria-haspopup="true">
                <a
                  href="/collections/apparel"
                  class="site-nav--link"
                  aria-controls="MenuChildren-3-1"
                  data-meganav-type="parent"
                  
                  tabindex="-1">
                    Apparel and Accessories
                    <span class="icon icon-arrow-down" aria-hidden="true"></span>
                </a>
                <ul
                  id="MenuChildren-3-1"
                  class="site-nav--dropdown-grandchild"
                  data-meganav-dropdown>
                  
                    <li>
                      <a
                        href="/collections/mens-wear"
                        class="site-nav--link"
                        data-meganav-type="child"
                        
                        tabindex="-1">
                          Men&#39;s Wear
                        </a>
                    </li>
                  
                    <li>
                      <a
                        href="/collections/womens-wear"
                        class="site-nav--link"
                        data-meganav-type="child"
                        
                        tabindex="-1">
                          Women&#39;s Wear
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                    </li>
                  
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              </li>
            
          
            
              <li>
                <a
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                  data-meganav-type="child"
                  
                  tabindex="-1">
                    Coffee Mugs and Cups
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              </li>
            
          
            
            
              <li
                class="site-nav--has-dropdown site-nav--has-dropdown-grandchild "
                aria-haspopup="true">
                <a
                  href="/collections/shop-digital-products"
                  class="site-nav--link"
                  aria-controls="MenuChildren-3-3"
                  data-meganav-type="parent"
                  
                  tabindex="-1">
                    Digital Products
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                <ul
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                  class="site-nav--dropdown-grandchild"
                  data-meganav-dropdown>
                  
                    <li>
                      <a
                        href="/collections/shop-digital-products"
                        class="site-nav--link"
                        data-meganav-type="child"
                        
                        tabindex="-1">
                          E-Books
                        </a>
                    </li>
                  
                    <li>
                      <a
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                        class="site-nav--link"
                        data-meganav-type="child"
                        
                        tabindex="-1">
                          Financial Planning Products
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                    <li>
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                        data-meganav-type="child"
                        
                        tabindex="-1">
                          Webinar and Courses
                        </a>
                    </li>
                  
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              </li>
            
          
            
              <li>
                <a
                  href="/collections/notebooks-and-journals"
                  class="site-nav--link"
                  data-meganav-type="child"
                  
                  tabindex="-1">
                    Notebook and Journals
                </a>
              </li>
            
          
            
              <li>
                <a
                  href="/collections/custom-art-pieces"
                  class="site-nav--link"
                  data-meganav-type="child"
                  
                  tabindex="-1">
                    Custom Art Pieces
                </a>
              </li>
            
          
        </ul>
      </li>
    
  
    
      
      <li
        class="site-nav--has-dropdown "
        aria-haspopup="true">
        <a
          href="/blogs/news/how-to-handle-your-first-credit-card"
          class="site-nav--link"
          data-meganav-type="parent"
          aria-controls="MenuParent-4"
          aria-expanded="false"
          >
            In the News
            <span class="icon icon-arrow-down" aria-hidden="true"></span>
        </a>
        <ul
          id="MenuParent-4"
          class="site-nav--dropdown "
          data-meganav-dropdown>
          
            
              <li>
                <a
                  href="/collections/up-coming-events"
                  class="site-nav--link"
                  data-meganav-type="child"
                  
                  tabindex="-1">
                    Up Coming Events
                </a>
              </li>
            
          
        </ul>
      </li>
    
  
    
      <li>
        <a
          href="/pages/how-sezzle-works"
          class="site-nav--link"
          data-meganav-type="child"
          >
            How Sezzle Works
        </a>
      </li>
    
  
    
      <li>
        <a
          href="/pages/contact-us"
          class="site-nav--link"
          data-meganav-type="child"
          >
            Talk to Me Nice: Contact Us
        </a>
      </li>
    
  
    
      
      <li
        class="site-nav--has-dropdown "
        aria-haspopup="true">
        <a
          href="/pages/policies"
          class="site-nav--link"
          data-meganav-type="parent"
          aria-controls="MenuParent-7"
          aria-expanded="false"
          >
            Store Policies
            <span class="icon icon-arrow-down" aria-hidden="true"></span>
        </a>
        <ul
          id="MenuParent-7"
          class="site-nav--dropdown "
          data-meganav-dropdown>
          
            
              <li>
                <a
                  href="/policies/privacy-policy"
                  class="site-nav--link"
                  data-meganav-type="child"
                  
                  tabindex="-1">
                    Privacy Policy
                </a>
              </li>
            
          
            
              <li>
                <a
                  href="/policies/refund-policy"
                  class="site-nav--link"
                  data-meganav-type="child"
                  
                  tabindex="-1">
                    Refund Policy
                </a>
              </li>
            
          
            
              <li>
                <a
                  href="/pages/policies"
                  class="site-nav--link"
                  data-meganav-type="child"
                  
                  tabindex="-1">
                    Shipping Information
                </a>
              </li>
            
          
        </ul>
      </li>
    
  

  
    
      <li class="customer-navlink large--hide"><a href="/account/login" id="customer_login_link">Sign in</a></li>
      <li class="customer-navlink large--hide"><a href="/account/register" id="customer_register_link">Create an Account</a></li>
    
  
</ul>

  </div>
</nav>




</div>

  <main class="wrapper main-content" role="main">

    

<div id="shopify-section-collection-template" class="shopify-section collection-template-section">








<nav class="breadcrumb" role="navigation" aria-label="breadcrumbs">
  <a href="/" title="Back to the frontpage">Home</a>

  

    <span class="divider" aria-hidden="true">&rsaquo;</span>

    
      <span>Budgeting Services</span>
    

  
</nav>






<div id="CollectionSection" data-section-id="collection-template" data-section-type="collection-template">
  <div class="grid grid-border">

    

    <div class="grid-item">

      
      
      <header class="section-header">
        <h1 class="section-header--title section-header--left h1">Budgeting Services</h1>
        <div class="section-header--right">
          <div class="form-horizontal">
  
  <label for="sortBy" class="small--hide">Sort by</label>
  <select name="sort_by" aria-describedby="a11y-refresh-page-message" id="sortBy">
    
      <option value="manual">Featured</option>
    
      <option value="best-selling" selected="selected">Best selling</option>
    
      <option value="title-ascending">Alphabetically, A-Z</option>
    
      <option value="title-descending">Alphabetically, Z-A</option>
    
      <option value="price-ascending">Price, low to high</option>
    
      <option value="price-descending">Price, high to low</option>
    
      <option value="created-ascending">Date, old to new</option>
    
      <option value="created-descending">Date, new to old</option>
    
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</div>

<script>
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                  <svg class="icon" viewBox="0 0 38 24" xmlns="http://www.w3.org/2000/svg" role="img" width="38" height="24" aria-labelledby="pi-visa"><title id="pi-visa">Visa</title><path opacity=".07" d="M35 0H3C1.3 0 0 1.3 0 3v18c0 1.7 1.4 3 3 3h32c1.7 0 3-1.3 3-3V3c0-1.7-1.4-3-3-3z"/><path fill="#fff" d="M35 1c1.1 0 2 .9 2 2v18c0 1.1-.9 2-2 2H3c-1.1 0-2-.9-2-2V3c0-1.1.9-2 2-2h32"/><path d="M28.3 10.1H28c-.4 1-.7 1.5-1 3h1.9c-.3-1.5-.3-2.2-.6-3zm2.9 5.9h-1.7c-.1 0-.1 0-.2-.1l-.2-.9-.1-.2h-2.4c-.1 0-.2 0-.2.2l-.3.9c0 .1-.1.1-.1.1h-2.1l.2-.5L27 8.7c0-.5.3-.7.8-.7h1.5c.1 0 .2 0 .2.2l1.4 6.5c.1.4.2.7.2 1.1.1.1.1.1.1.2zm-13.4-.3l.4-1.8c.1 0 .2.1.2.1.7.3 1.4.5 2.1.4.2 0 .5-.1.7-.2.5-.2.5-.7.1-1.1-.2-.2-.5-.3-.8-.5-.4-.2-.8-.4-1.1-.7-1.2-1-.8-2.4-.1-3.1.6-.4.9-.8 1.7-.8 1.2 0 2.5 0 3.1.2h.1c-.1.6-.2 1.1-.4 1.7-.5-.2-1-.4-1.5-.4-.3 0-.6 0-.9.1-.2 0-.3.1-.4.2-.2.2-.2.5 0 .7l.5.4c.4.2.8.4 1.1.6.5.3 1 .8 1.1 1.4.2.9-.1 1.7-.9 2.3-.5.4-.7.6-1.4.6-1.4 0-2.5.1-3.4-.2-.1.2-.1.2-.2.1zm-3.5.3c.1-.7.1-.7.2-1 .5-2.2 1-4.5 1.4-6.7.1-.2.1-.3.3-.3H18c-.2 1.2-.4 2.1-.7 3.2-.3 1.5-.6 3-1 4.5 0 .2-.1.2-.3.2M5 8.2c0-.1.2-.2.3-.2h3.4c.5 0 .9.3 1 .8l.9 4.4c0 .1 0 .1.1.2 0-.1.1-.1.1-.1l2.1-5.1c-.1-.1 0-.2.1-.2h2.1c0 .1 0 .1-.1.2l-3.1 7.3c-.1.2-.1.3-.2.4-.1.1-.3 0-.5 0H9.7c-.1 0-.2 0-.2-.2L7.9 9.5c-.2-.2-.5-.5-.9-.6-.6-.3-1.7-.5-1.9-.5L5 8.2z" fill="#142688"/></svg>
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          </div></div>

  </div>

</footer>




</div>

  <script>

  var moneyFormat = '${{amount}}';

  var theme = {
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      product:{
        unavailable: "Unavailable",
        will_be_in_stock_after:"Will be in stock after [date]",
        only_left:"Only 1 left!",
        unitPrice: "Unit price",
        unitPriceSeparator: "per"
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      map:{
        addressError: "Error looking up that address",
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    settings:{
      cartType: "modal"
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  <script id="cartTemplate" type="text/template">
  
    <form action="{{ routes.cart_url }}" method="post" class="cart-form" novalidate>
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        <div class="ajaxifyCart--product">
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                <div class="grid">
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                    <p>{{price}}</p>
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              </div>
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        </div>
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      <div class="ajaxifyCart--row text-right medium-down--text-center">
        <span class="h3">Subtotal {{totalPrice}}</span>
        <input type="submit" class="{{btnClass}}" name="checkout" value="Checkout">
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    </form>
  
  </script>
  <script id="drawerTemplate" type="text/template">
  
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    <div class="ajaxifyDrawer-caret"><span></span></div>
  
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  <script id="modalTemplate" type="text/template">
  
    <div id="ajaxifyModal" class="ajaxify-modal">
      <div id="ajaxifyCart" class="ajaxifyCart--content" data-cart-url="/cart" data-cart-change-url="/cart/change"></div>
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  <script id="ajaxifyQty" type="text/template">
  
    <div class="ajaxifyCart--qty">
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    <div class="js-qty">
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  <ul hidden>
    <li id="a11y-refresh-page-message">choosing a selection results in a full page refresh</li>
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        var ai_zoom_gallerystyle=1;
        var ai_zoom_galleryArrowStyle=1;
        var ai_zoom_plnsts='ZMMagfree19';
        var bc_zoom_magnifier_js ='//chocolateandcharm.com/cdn/shop/t/2/assets/hub_zoom_magnifier_gallery_js.json?261'; 
        var ai_htmlzoommang='';
        var ai_ImageSize=''; 
              
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<link rel="dns-prefetch" href="https://swymstore-v3free-01.swymrelay.com" crossorigin>
<link rel="dns-prefetch" href="//swymv3free-01.azureedge.net/code/swym-shopify.js">
<link rel="preconnect" href="//swymv3free-01.azureedge.net/code/swym-shopify.js">
<script id="swym-snippet">
  window.swymLandingURL = document.URL;
  window.swymCart = {"note":null,"attributes":{},"original_total_price":0,"total_price":0,"total_discount":0,"total_weight":0.0,"item_count":0,"items":[],"requires_shipping":false,"currency":"USD","items_subtotal_price":0,"cart_level_discount_applications":[],"checkout_charge_amount":0};
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    window.SwymProductVariants = window.SwymProductVariants || {};
    window.SwymHasCartItems = 0 > 0;
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    var collection = {"id":275820642464,"handle":"budgeting-services","updated_at":"2023-08-01T11:13:09-05:00","published_at":"2021-07-16T14:13:41-05:00","sort_order":"best-selling","template_suffix":"","published_scope":"global","title":"Budgeting Services","body_html":""};
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  var swappName = ("Wishlist" || "Wishlist");
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  window.swymJSShopifyLoad = function(){
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    if(!window._swat) {
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        r['SwymRetailerConfig'] = s;
        r[s] = r[s] || function (k, v) {
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      })('_swrc', '', window);
      _swrc('RetailerId', swymJSObject.pid);
      _swrc('Callback', function(){initSwymShopify();});
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  if(!window._SwymPreventAutoLoad) {
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  window.swymGetCartCookies = function(){
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    var reqdCookies = {};
    RequiredCookies.forEach(function(k){
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    return data;
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  window.swymGetCustomerData = function(){
    
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<script>
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      + '#swym-plugin  #swym-notepad, #swym-hosted-plugin  #swym-notepad{opacity: 0; visibility: hidden;}'
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    window.SwymCallbacks = window.SwymCallbacks || [];
    window.SwymCallbacks.push(function(tracker){
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            var d = document.createElement("div");
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</script>
<style id="swym-product-view-defaults">
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  .swym-button.swym-add-to-wishlist-view-product:not(.swym-loaded){
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</style>


</body>
</html>